Personal Finance
By E. Thomas Garman, Jonathan Fox, Suzanne Bartholomae
About your course materials
"Personal Finance," 15th Edition, introduces students to personal financial management with a practical, reader-friendly approach. Using a step-by-step presentation, students dig into how to save and invest, manage risk, plan for taxes, decrease credit card debt and build a low-stress financial future. This edition has been revised with special attention to our future selves, with the intention of bringing the reader closer to the challenges and opportunities in the financial life cycle. In "notes from our future selves," students will find actionable recommendations that show them how to protect their financial future. Numerous examples illustrate how to achieve long-term financial goals by calculating the financial equivalence between the present and the future. The Cengage learning platform MindTap brings examples into practice with innovative exercises and applications.
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About this product
"Personal Finance," 15th Edition, introduces students to personal financial management with a practical, reader-friendly approach. Using a step-by-step presentation, students dig into how to save and invest, manage risk, plan for taxes, decrease credit card debt and build a low-stress financial future. This edition has been revised with special attention to our future selves, with the intention of bringing the reader closer to the challenges and opportunities in the financial life cycle. In "notes from our future selves," students will find actionable recommendations that show them how to protect their financial future. Numerous examples illustrate how to achieve long-term financial goals by calculating the financial equivalence between the present and the future. The Cengage learning platform MindTap brings examples into practice with innovative exercises and applications.
Boxed features spotlight learning tools and financial resources, offering actionable worksheets throughout each chapter that build into a full financial plan.
To Do Soon lists start each chapter and emphasize financially related tasks to complete in the next few months to start the journey toward financial security.
Did You Know boxes highlight important, and often surprising, financial numbers and statistics updated with each edition related to the chapter's subject.
Tax Consequences boxes show how taxes affect financial choices, helping readers assess the impact of income taxes -- such as differences between mutual fund and stock investing.
Table of contents
Chapters
Part 1. Financial Planning
Resources
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