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Managing Your Personal Finances, 8th Student Edition

By Tamra Connor

8th Edition © 2026
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Help your students learn about their role as a citizen, student, family member, consumer and active participant in the business world while teaching them various financial responsibilities with Connor's MANAGING YOUR PERSONAL FINANCES, 8TH ED. This comprehensive text covers key personal finance topics such as managing careers, money, credit, financial decision-making and much more. Students discover ways to maximize their earning potential, develop strategies for managing resources, explore skills for using credit wisely and gain insight into the different ways of investing money in a constantly evolving financial landscape. Written specifically for high school students, special sections in each chapter hold students' interest by focusing on current trends and issues consumers face in the marketplace, as well as using real-life examples that allow students to see themselves in the text.

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AboutTable of contentsResourcesPricing & formats

About this product

Help your students learn about their role as a citizen, student, family member, consumer and active participant in the business world while teaching them various financial responsibilities with Connor's MANAGING YOUR PERSONAL FINANCES, 8TH ED. This comprehensive text covers key personal finance topics such as managing careers, money, credit, financial decision-making and much more. Students discover ways to maximize their earning potential, develop strategies for managing resources, explore skills for using credit wisely and gain insight into the different ways of investing money in a constantly evolving financial landscape. Written specifically for high school students, special sections in each chapter hold students' interest by focusing on current trends and issues consumers face in the marketplace, as well as using real-life examples that allow students to see themselves in the text.

MindTap® personalizes the online experience with relevant assignments that guide students to analyze, apply and improve critical thinking, allowing teachers to measure skills and outcomes with ease.

Content is validated through careful alignment to the National Jump$tart and Financial Literacy Precision Exam Standards objectives.

Learning objectives serve as the foundation of the lessons, appearing at the introduction, lesson headings and in the end-of-lesson and end-of-chapter assessments, aligning content to support learning.

New Stock Market Simulation lets students practice basic investing tasks, such as reading a stock market table, making investment choices and computing gains and losses.

Table of contents

Chapters

Cover Page
Title Page
Copyright Page
Dedication
Preface
Transform Your Course with. Measurable Outcomes
Transform Your Course with. Engaging and Relevant Content
Transform Your Course by. Building Career Skills for Financial Success
Transform Your Course with. Comprehensive Assessment Options
Transform Your Course with. Solutions That Enhance Teaching and Learning
About the Author
About the Contributing Author
Acknowledgments
Unit 1. Managing Careers and Money
Unit 2. Managing Credit
Unit 3. Managing Resources
Unit 4. Managing Risk
Unit 5. Providing Financial Security
Unit 6. Consumer Rights and Responsibilities
Show more

Unit 1. Managing Careers and Money

Chapter 1. Career Exploration and Planning and the Changing Work Environment
Preview this section ↗
1.1. Career Exploration and Planning ↗
Employee Career Planning ↗
Self-Employment ↗
Lesson 1.1. Review ↗
1.2. Being Successful in the Workplace ↗
Coping with Change ↗
The Changing Work Environment ↗
Professional Work Associations ↗
Lesson 1.2. Review ↗
1.3. Career Outlook and the Job-Seeking Process ↗
The Impact of Consumer Demand on Career Opportunities ↗
Applying and Interviewing ↗
Lesson 1.3. Review ↗
Summary ↗
Check Your Knowledge ↗
Apply Your Knowledge ↗
Share Your Knowledge ↗
Connect and Reflect ↗
Chapter Project ↗
Chapter 2. Pay, Benefits, and Work
2.1. Gross Pay, Net Pay, and Benefits
Gross Pay
Benefits and Incentives
Lesson 2.1. Review
2.2. Budgeting and Planning
Financial Planning
Keeping Good Records
Lesson 2.2. Review
Summary
Check Your Knowledge
Apply Your Knowledge
Share Your Knowledge
Connect and Reflect
Chapter Project
Chapter 3. Taxes
3.1. Our Tax System
Types of Taxes
How the Tax System Works
Lesson 3.1. Review
3.2. Filing a Tax Return
Tax Terminology
Preparing a Tax Return
Lesson 3.2. Review
Summary
Check Your Knowledge
Apply Your Knowledge
Share Your Knowledge
Connect and Reflect
Chapter Project
Chapter 4. Banking and Investing
4.1. Bank Services
Banking Services
Banking Fees
Lesson 4.1. Review
4.2. Checking Accounts
Checking Account Basics
Using Your Checking Account
Types of Checking Accounts
Lesson 4.2. Review
4.3. Saving Money
Why You Should Save
How Money Grows
Where to Save
Lesson 4.3. Review
4.4. Saving Options
Savings Account Choices
Selecting a Savings Plan
Saving Regularly
Lesson 4.4. Review
Summary
Check Your Knowledge
Apply Your Knowledge
Share Your Knowledge
Connect and Reflect
Chapter Project
Unit 1. Career Exploration
Unit 1. Project
Unit 1. Winning Edge

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ISBN-13: 9798214068961
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