eBook Debt Information for Teens, 3rd Edition

  • Keith Jones
  • Published By:
  • ISBN-10: 078081570X
  • ISBN-13: 9780780815704
  • DDC: 332.024
  • Grade Level Range: 7th Grade - 12th Grade +
  • 400 Pages | eBook
  • Original Copyright 2017 | Published/Released April 2018
  • This publication's content originally published in print form: 2017
  • Price:  Sign in for price

About

Overview

This updated third edition explains how to develop a personal budget, save for future goals, and make purchasing decisions. It talks about establishing and using credit, the basics of borrowing, the purposes of credit reports and credit scores, and different types of loans. It also provides detailed information about credit cards.

Table of Contents

Front Cover.
Half Title Page.
Title Page.
Copyright Page.
Table of Contents.
Preface.
The Economy and Your Wallet.
1: Overview of American Currency.
2: Financial Capability and Literacy.
3: The American Experience with Money.
4: The State of the Economy in the United States.
5: A Look at the U.S. Economy.
6: Understanding U.S. Monetary Policy and Interest Rates.
7: U.S. Public Debt.
8: Federal Borrowing and Debt.
Personal Money Management.
9: Managing Money in the Real World.
10: Budgeting Basics.
11: Spending Money Wisely.
12: Saving Money.
13: Saving for College.
14: You and Your Bank.
15: Electronic Banking.
16: A Guide to Checking Accounts.
17: Protecting Yourself from Overdraft and Bounced-Check Fees.
18: Protecting Yourself from Identity Theft.
Establishing and Using Credit.
19: What You Need to Know about Credit.
20: Borrowing Basics.
21: Credit Reports and Credit Scores.
22: Your Access to Free Credit Reports.
23: Loan Basics.
24: Subsidized and Unsubsidized Loans.
25: Beware of Predatory Lending Practices.
26: Installment Loans.
27: Vehicle Financing.
28: Financing Your Education after High School.
29: Educational Loans.
30: Private Education Loans.
31: Planning for Independence.
Credit Cards.
32: Basic Facts about Credit Cards.
33: Important Differences between Debit and Credit Cards.
34: Choosing and Using Credit Cards.
35: Using Credit Wisely.
36: Avoiding Credit Card Pitfalls.
37: Understanding the Extra Cost of Minimum Payments.
38: How to Rebuild Your Credit Score.
39: Protecting Your Plastic: Don't Be a Victim.
Identifying and Resolving Debt-Related Problems.
40: Federal Consumer-Rights Laws.
41: Knee Deep in Debt.
42: Consolidating Credit Card Debt.
43: Student Loan Consolidation.
44: Repaying Your Loans.
45: Facts about Credit Repair and Debt Relief Services.
46: How to Dispute Credit Report Errors.
47: Dealing with a Debt Collector.
48: Vehicle Repossession.
49: Bankruptcy: A Last Resort.
If You Need More Information.
50: Interactive Tools, Online Calculators, and Other Web-Based Resources.
51: Additional Resources for Learning More about Money.
Index.