American Money: American Incomes: Demographics of Who Has Money, 7th Edition

  • Published By:
  • ISBN-10: 1935114557
  • ISBN-13: 9781935114550
  • DDC: 339.220973
  • Grade Level Range: College Freshman - College Senior
  • 436 Pages | eBook
  • Original Copyright 2009 | Published/Released March 2010
  • This publication's content originally published in print form: 2009

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About

Overview

The United States is experiencing the worst economic downturn in a generation. Incomes are falling, poverty is rising, and net worth has declined. As the country adjusts to the new economic reality, it is vital to stay on top of these socioeconomic trends. The seventh edition of American Incomes is your map to the changing consumer landscape.

American Incomes has the facts you need to stay competitive in an unpredictable economy. It is a one-stop resource for understanding the economic status of Americans - how the incomes of men and women are changing, which households have money left over after paying for necessities (valuable discretionary income figures calculated just for this book), who is wealthy, and who is poor.

These accurate and reliable statistics on Americans' demographics and financial trends can be all yours without the drudgery of having to comb through hundreds of pages of online government spreadsheets.

Table of Contents

Front Cover.
Half Title Page.
Title Page.
Copyright Page.
Table of Contents.
Tables.
Illustrations.
Introduction.
1: Household Income.
2: The Richest Households Control a Large Share of Income.
3: Household Incomes are Falling.
4: Most Age Groups have Lost Ground Since 2000.
5: Every Household Type has Seen Its Income Decline.
6: Non–Hispanic Whites have Lost the Least.
7: Even the College Educated have Lost Ground.
8: Incomes Fell in Households Large and Small.
9: More Earners Help Stabilize Incomes.
10: Most Families with Children are Losing Ground.
11: Working Wives are Keeping Families Afloat.
12: The Northeast is Faring Better than Other Regions.
13: Most States Experienced Declines in Median Household Income.
14: Dual-Earner Couples Dominate the Affluent.
15: Married Couples have the Highest Incomes.
16: Household Income Peaks in the 45-to-54 Age Group.
17: Among Couples, the Middle Aged have the Highest Incomes.
18: Incomes of Female-Headed Families are below Average.
19: Male-Headed Families have Average Incomes.
20: Women Who Live Alone have the Lowest Incomes.
21: Incomes are Low for Men who Live Alone.
22: Two-Income Households have Above-Average Incomes.
23: Married Couples with School-Aged Children have the Highest Incomes.
24: Dual Earners Dominate Married Couples.
25: Female-Headed Families Without Children have Higher Incomes.
26: Male-Headed Families with Children have Below-Average Incomes.
27: Household Incomes Rise with Education.
28: Household Incomes are Highest in New England.
29: Among Blacks, Household Incomes are Highest in the West.
30: Household Incomes are Highest in Maryland.
31: Suburban Households have the Highest Incomes.
32: Men's Income.
33: Men's Incomes have Shrunk in Almost Every Age Group.
34: The Incomes of Black Men have Grown the Most Since 1980.
35: In Every Region, Men have Lost Ground Since 2000.
36: Men's Earnings Fell between 2000 and 2008.
37: Black Men Earn More than Hispanic Men.
38: Even Educated Men Lost Ground between 2000 and 2008.
39: Most Occupations Saw Earnings Decline between 2002 and 2008.
40: Income Peaks Among Men Aged 45 to 54.
41: Men in the South have the Lowest Incomes.
42: Men in the Suburbs have the Highest Incomes.
43: Most Men have Modest Earnings.
44: Men's Earnings Rise with Education.
45: Education Boosts Earnings of Asian, Black, and Hispanic Men.
46: Men's Earnings Vary Widely by Occupation.
47: Three of Four Men Receive Wage or Salary Income.
48: Women's Income.
49: Older Women Made Gains between 2000 and 2008.
50: Incomes of Asian, Black, Hispanic, and Non-Hispanic White Women are Growing.
51: Women in the Northeast have Gained the Most since 2000.
52: Earnings of Working Women have Increased.
53: Asian Women are Seeing the Biggest Gains.
54: Education Does Not Guarantee Earnings Growth.
55: Women in Most Occupations have Lost Ground.
56: Women are Closing the Gap.
57: Nine Million Wives Earn More than their Husbands.
58: Women's Incomes Peak in the 45-to-54 Age Group.
59: Among Women Who Work Full–Time, Incomes are Highest in the Northeast.
60: Women in Nonmetropolitan Areas have the Lowest Incomes.
61: Women Earn Little from Part–Time Work.
62: Women with Doctoral Degrees Earn the Most.
63: Education Boosts the Earnings of Asian, Black, Hispanic, and Non-Hispanic White Women.
64: Among Women, Lawyers and Doctors Earn the Most.
65: Two-Thirds of Women Receive Wage or Salary Income.
66: Discretionary Income.
67: Discretionary Income Peaks in Middle Age.
68: More than 40 Percent of Households have No Discretionary Income.
69: Couples without Children at Home have the Most Discretionary Income Per Capita.
70: Asian Households have the Most Discretionary Income.
71: Discretionary Income is Highest in the Northeast.
72: The College Educated Control Most Discretionary Income.
73: Wealth.
74: Net Worth Climbed Sharply During the Housing Bubble.
75: Two-Thirds of Household Assets are Nonfinancial.
76: Financial Asset Values Rose between 2004 and 2007.
77: Stock Values Fell between 2004 and 2007.
78: Nonfinancial Assets are the Foundation of Household Wealth.
79: Most Households are in Debt.
80: Two of Three Workers have Access to a Retirement Plan.
81: Retirement Worries are Growing.
82: Poverty.
83: Women Head More than Half of the Nation's Poor Families.
84: Poverty Rate Increased in 2008.
85: Female-Headed Families with Children are Less Likely to Be Poor.
86: Poverty Rate has Surged since 2000.
87: A Growing Share of Poor People are Aged 18 to 64.
88: Non-Hispanic Whites are a Minority of the Poor.
89: Poverty has Grown in the West.
90: Naturalized Citizens have the Lowest Poverty Rate.
91: The Poverty Rate has Increased in Most States Since 2000.
92: A Growing Share of Poor Live in Metropolitan Areas.
93: Many of the Poor have Jobs.
94: Few Households with Two Earners are Poor.
95: The Poverty Rate is Highest among Families in the South.
96: Poverty Rates are Highest in the Inner Cities.
97: Non-Hispanic Whites Dominate Elderly Poor.
98: Poverty Rate is Highest Among Children and Young Adults.
99: Poverty Rates Vary by Family Status and Age.
100: Few College Graduates are Poor.
101: Many Young Adult Workers are Poor.
102: More than One-Fourth of the Nonworking Poor are Ill or Disabled.
103: Poverty is Highest in the South.
104: More than One in Four Children in the Nation's Principal Cities are Poor.
105: More than One-Third of Nation's Poor Live in Four States.
Glossary.
Bibliography.
Index.