American Money: American Incomes: Demographics of Who Has Money, 8th Edition

  • Published By:
  • ISBN-10: 1935775677
  • ISBN-13: 9781935775676
  • Grade Level Range: College Freshman - College Senior
  • 454 Pages | eBook
  • Original Copyright 2011 | Published/Released March 2012
  • This publication's content originally published in print form: 2011

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The United States is experiencing the worst economic downturn in a generation. Incomes are falling, poverty is rising, and net worth has declined. As the country adjusts to the new economic reality, it is vital to stay on top of these socioeconomic trends. The seventh edition of American Incomes is your map to the changing consumer landscape.

American Incomes has the facts you need to stay competitive in an unpredictable economy. It is a one-stop resource for understanding the economic status of Americans - how the incomes of men and women are changing, which households have money left over after paying for necessities (valuable discretionary income figures calculated just for this book), who is wealthy, and who is poor.

These accurate and reliable statistics on Americans' demographics and financial trends can be all yours without the drudgery of having to comb through hundreds of pages of online government spreadsheets.

Table of Contents

Front Cover.
Half Title Page.
Title Page.
Copyright Page.
Table of Contents.
1: Household Income.
2: Richest Households Control Large Share of Income.
3: Household Incomes Are Falling.
4: Most Age Groups Have Lost Ground since 2000.
5: Every Household Type Has Seen Its Income Decline.
6: Non-Hispanic Whites Have Lost the Least.
7: Even the College Educated Have Lost Ground.
8: Incomes Fell in Households Large and Small.
9: More Earners Help Stabilize Incomes.
10: Families with Children Are Losing Ground.
11: Working Wives Are Keeping Families Afloat.
12: Northeast Has Fared Better than Other Regions.
13: Many States Have Seen Double-Digit Declines in Median Household Income.
14: Dual-Earner Couples Dominate the Affluent.
15: Married Couples Have the Highest Incomes.
16: Household Income Peaks in the 45-to-54 Age Group.
17: Among Couples, the Middle Aged Have the Highest Incomes.
18: Incomes of Female-Headed Families Are Below Average.
19: Male-Headed Families Have Average Incomes.
20: Women Who Live Alone Have the Lowest Incomes.
21: Incomes Are Low for Men Who Live Alone.
22: Two-Earner Households Have Above-Average Incomes.
23: Married Couples with School-Aged Children Have the Highest Incomes.
24: Dual Earners Are the Majority of Married Couples.
25: Female-Headed Families without Children Have Higher Incomes.
26: Male-Headed Families with Children Have Below-Average Incomes.
27: Household Incomes Rise with Education.
28: Household Incomes Are Highest in New England.
29: Among Blacks, Household Incomes Are Highest in the West.
30: Household Incomes Are Highest in Maryland.
31: Suburban Households Have the Highest Incomes.
32: Men's Income.
33: Men's Incomes Have Shrunk in Almost Every Age Group.
34: Men in Every Racial and Ethnic Group Lost Ground between 2000 and 2010.
35: In Every Region, Men Have Lost Ground since 2000.
36: Men's Earnings Fell between 2000 and 2010.
37: Black Men Earn More than Hispanic Men.
38: College Graduates Lost Ground between 2000 and 2010.
39: Most Occupations Saw Earnings Decline between 2002 and 2010.
40: Income Peaks among Men Aged 45 to 54.
41: Men in the South Have the Lowest Incomes.
42: Men in the Suburbs Have the Highest Incomes.
43: Most Men Have Modest Earnings.
44: Men's Earnings Rise with Education.
45: Education Boosts Earnings of Asian, Black, and Hispanic Men.
46: Men's Earnings Vary Widely by Occupation.
47: Fewer Men Are Receiving Wage or Salary Income.
48: Women's Income.
49: Older Women Made Gains between 2000 and 2010.
50: Incomes of Asian, Hispanic, and Non-Hispanic White Women Are Growing.
51: Women in the Midwest Lost Ground between 2000 and 2010.
52: Earnings of Working Women Have Increased.
53: Non-Hispanic White Women Have Seen the Biggest Gains.
54: Education Does Not Guarantee Earnings Growth.
55: Women in Many Occupations Have Lost Ground.
56: Women Are Closing the Gap.
57: Nine Million Wives Earn More than Their Husbands.
58: Women's Incomes Peak in the 35-to-44 Age Group.
59: Among Women Who Work Full-Time, Incomes Are Highest in the Northeast.
60: Women in Nonmetropolitan Areas Have Lower Incomes.
61: Women Earn Little from Part-Time Work.
62: Women with Professional or Doctoral Degrees Earn the Most.
63: Education Boosts the Earnings of Asian, Black, Hispanic, and Non-Hispanic White Women.
64: Among Women, Lawyers and Doctors Earn the Most.
65: Two-Thirds of Women Receive Wage or Salary Income.
66: Discretionary Income.
67: Discretionary Income Peaks in Middle Age.
68: More than 40 Percent of Households Have No Discretionary Income.
69: Couples with Adult Children at Home Have the Most Discretionary Income.
70: Asian Households Have the Most Discretionary Income.
71: Discretionary Income Is Highest in the Northeast.
72: The College Educated Control Most Discretionary Income.
73: Wealth.
74: Net Worth Fell Sharply during the Great Recession.
75: Financial Asset Values Fell between 2007 and 2009.
76: Nonfinancial Assets Are the Foundation of Household Wealth.
77: Most Households Are in Debt.
78: Many Workers Do Not Have a Retirement Plan.
79: Retirement Worries Are Growing.
80: Poverty.
81: Women Head More than Half of the Nation's Poor Families.
82: Poverty Rates Increased in 2010.
83: More Families with Children Are Slipping into Poverty.
84: Poverty Rate Has Increased since 2000.
85: A Growing Share of Poor People Are Aged 18 to 64.
86: Non-Hispanic Whites Are a Minority of the Poor.
87: Poverty Has Grown in Every Region.
88: Naturalized Citizens Have the Lowest Poverty Rate.
89: The Poverty Rate Has Increased in Most States since 2000.
90: A Growing Share of Poor Lives in the Suburbs.
91: Many of the Poor Have Jobs.
92: Few Households with Two Earners Are Poor.
93: Poverty Rate Is Highest among Families in the South.
94: Poverty Rate Is Highest in the Inner Cities.
95: Non-Hispanic Whites Dominate Elderly Poor.
96: Poverty Rate Varies by Family Status and Age.
97: Few College Graduates Are Poor.
98: Many Young Adult Workers Are Poor.
99: More than One-Fourth of the Nonworking Poor Are Ill or Disabled.
100: Poverty Is Highest in the South.
101: More than 29 Percent of Children in the Nation's Principal Cities Are Poor.
102: More than One-Third of Nation's Poor Live in Four States.