The Credit Cleanup Book: Improving Your Credit Score, Your Greatest Financial Asset, 1st Edition

  • Shindy Chen
  • Published By:
  • ISBN-10: 1440831831
  • ISBN-13: 9781440831836
  • DDC: 332.7
  • Grade Level Range: 9th Grade - 12th Grade
  • 168 Pages | eBook
  • Original Copyright 2015 | Published/Released December 2014
  • This publication's content originally published in print form: 2015

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Many consumers don't understand the basics of credit reporting and scoring or how this information is used by lenders and service providers today. This book was written to remedy that. A no-nonsense guide, it teaches readers about credit reports and scores, shows them how to obtain and read their credit reports, and outlines ways to remove negative and inaccurate items. Readers will also learn about the latest consumer protection legislation concerning credit and lending and about changes in lending practices that can impact their financial well-beingThe book details credit's impact on nearly every aspect of life, including employment; insurance; love relationships; services such as mobile phones and utilities; apartment leases; and auto, business, and home mortgage loans. It walks readers through the process of disputing negative items on credit reports and includes letter templates that can be used for that purpose. Finally, it provides readers with credit- and debt-management tips and describes state-of-the-art tools that can be used to foster better money- and credit-management habits. With this book in hand, a consumer should be able to achieve the higher credit score that is a person's greatest financial asset.

Table of Contents

Front Cover.
Half Title Page.
Title Page.
Copyright Page.
Dedication Page.
1: Scratching the Surface.
2: Getting Prepared.
3: The Credit Report.
4: The Credit Score.
5: Checking and Correcting Your Credit Report.
6: Improving Your Credit Score.
7: Managing Debt.
8: Credit and Your Life.
9: Practice Makes Habit.
10: Notes.
Additional Resources.
About the Author.