Half Title Page.
Table of Contents.
Understanding Personal Loans and Credit.
1: Types of Loans.
2: Loan Options for People Under 18.
3: Basic Facts about Banks and Banking.
4: What Is Credit Scoring?.
5: A Credit Report.
6: Disputing Errors on Credit Reports.
7: Credit Issues and What You Can Do to Fix Them.
8: Understanding Debt.
9: Seeking Credit Counseling.
10: Credit Repair.
11: A Credit-Repair Scam.
12: How to Rebuild Your Credit.
13: Debt-Relief Options.
14: How to Prepare a Loan Proposal.
15: Why You Might Need a Cosigner in Order to Get Vehicle Financing.
16: If You Are a Cosigner.
17: Beware of Identity Theft.
18: Federal Law on Identity Theft for Minors Under 16.
What a Teen Needs to Know Before Buying Their First Car.
19: Consider Renting a Car.
20: Is It Better to Lease or Buy a Car?.
21: Researching Your New Car.
22: Deciding How Much You Can Afford to Borrow for an Auto Loan.
23: Plan to Shop for Your Auto Loan.
24: Guidelines for Getting an Auto Loan.
25: Explore Loan Choices.
26: Six Sure Signs of an Advance-Fee Loan Scam.
27: How to Get a Good Deal on Auto Loans.
28: Know What Is Negotiable.
29: Understand How to Close the Deal.
30: Choosing Between Dealer-Arranged and Bank Financing.
31: Common Auto Loan Issues.
32: Beware of Online Vehicle Sale Fraud.
33: Protect Yourself from Deceptive Auto Scams.
Add-on Expenses: Car Maintenance and Insurance.
34: Saving Money on Gas.
35: Paying a Premium for High-Octane Gasoline?.
36: Auto Repair Basics.
37: Auto Warranties, Routine Maintenance, and Service Contracts.
38: Automobile, GAP, and Credit Insurance.
39: Getting a Good Deal When Buying a Used Car.
40: Warranties and Service Contracts for Used Cars.
41: Do Not Get Swamped Buying a Flood-Damaged Car.
Your Legal Rights as a Consumer.
42: Credit and Your Consumer Rights.
43: Your Equal Credit Opportunity Rights.
44: Automobile Loans and Your Rights FAQs.
45: Understanding Auto Trade-Ins and Negative Equity.
46: Coping with Debt.
47: Debt Collection FAQs.
48: Prepayment Penalty.
49: Vehicle Repossession.
50: Filing Car Complaints.
51: National Motor Vehicle Title Information System.
52: Automobile Loan Modification Scams.
53: Things You Can Do to Avoid Fraud.
54: Bankruptcy: A Last Resort.
If You Need More Help or Information.
Online Money-Management Tools.
Resources for Information on Personal and Automobile Loans.