Teen Finance Series: Personal and Automobile Loan Information for Teens, 1st Edition

  • Angela Williams
  • Published By:
  • ISBN-10: 0780817893
  • ISBN-13: 9780780817890
  • DDC: 332.7
  • Grade Level Range: 7th Grade - 12th Grade +
  • 400 Pages | eBook
  • Original Copyright 2020 | Published/Released April 2020
  • This publication's content originally published in print form: 2020

  • Price:  Sign in for price



Consumer finance information for teens about loan options available for teens and talks extensively about the procedures and risks involved in personal and automobile loans.

Table of Contents

Front Cover.
Half Title Page.
Title Page.
Copyright Page.
Table of Contents.
Understanding Personal Loans and Credit.
1: Types of Loans.
2: Loan Options for People Under 18.
3: Basic Facts about Banks and Banking.
4: What Is Credit Scoring?.
5: A Credit Report.
6: Disputing Errors on Credit Reports.
7: Credit Issues and What You Can Do to Fix Them.
8: Understanding Debt.
9: Seeking Credit Counseling.
10: Credit Repair.
11: A Credit-Repair Scam.
12: How to Rebuild Your Credit.
13: Debt-Relief Options.
14: How to Prepare a Loan Proposal.
15: Why You Might Need a Cosigner in Order to Get Vehicle Financing.
16: If You Are a Cosigner.
17: Beware of Identity Theft.
18: Federal Law on Identity Theft for Minors Under 16.
What a Teen Needs to Know Before Buying Their First Car.
19: Consider Renting a Car.
20: Is It Better to Lease or Buy a Car?.
21: Researching Your New Car.
22: Deciding How Much You Can Afford to Borrow for an Auto Loan.
23: Plan to Shop for Your Auto Loan.
24: Guidelines for Getting an Auto Loan.
25: Explore Loan Choices.
26: Six Sure Signs of an Advance-Fee Loan Scam.
27: How to Get a Good Deal on Auto Loans.
28: Know What Is Negotiable.
29: Understand How to Close the Deal.
30: Choosing Between Dealer-Arranged and Bank Financing.
31: Common Auto Loan Issues.
32: Beware of Online Vehicle Sale Fraud.
33: Protect Yourself from Deceptive Auto Scams.
Add-on Expenses: Car Maintenance and Insurance.
34: Saving Money on Gas.
35: Paying a Premium for High-Octane Gasoline?.
36: Auto Repair Basics.
37: Auto Warranties, Routine Maintenance, and Service Contracts.
38: Automobile, GAP, and Credit Insurance.
39: Getting a Good Deal When Buying a Used Car.
40: Warranties and Service Contracts for Used Cars.
41: Do Not Get Swamped Buying a Flood-Damaged Car.
Your Legal Rights as a Consumer.
42: Credit and Your Consumer Rights.
43: Your Equal Credit Opportunity Rights.
44: Automobile Loans and Your Rights FAQs.
45: Understanding Auto Trade-Ins and Negative Equity.
46: Coping with Debt.
47: Debt Collection FAQs.
48: Prepayment Penalty.
49: Vehicle Repossession.
50: Filing Car Complaints.
51: National Motor Vehicle Title Information System.
52: Automobile Loan Modification Scams.
53: Things You Can Do to Avoid Fraud.
54: Bankruptcy: A Last Resort.
If You Need More Help or Information.
Loans—Key Terms.
Online Money-Management Tools.
Resources for Information on Personal and Automobile Loans.