Personal Finance, 1st Edition

  • Volume 1
  • Published By:
  • ISBN-10: 1410317676
  • ISBN-13: 9781410317674
  • DDC: 332.024
  • Grade Level Range: 9th Grade - College Senior
  • 450 Pages | eBook
  • Original Copyright 2015 | Published/Released February 2015
  • This publication's content originally published in print form: 2015

  • Price:  Sign in for price



Volume 1 of the Life And Career Skills Series, Personal Finance is designed for public library patrons and high school students who are developing the financial skills needed to transition successfully in the real world – whether in the context of college, the workplace, or their personal lives.

Written in an engaging question and answer style, Volume 1 covers 50 topics with overviews and information to help public library users and students work through the real-life financial issues that people face in their daily lives. The volume includes an extensive resource section listing organizations, support groups, websites, and more.

Features and Benefits

  • Easy-to-read, friendly text with engaging Q&A style.
  • Fully illustrated with colorful graphics, pictures and charts.
  • List of sources, both print and electronic, for further research.
  • List of organizations and associations pertinent to the volume's topic.
  • Fully indexed.

Alternate Formats

  • Paperback Edition

    ISBN-10: 1410317617 | ISBN-13: 9781410317612

Table of Contents

Overview: Personal Decision-Making and Shopping.
Section 1: Common Concerns.
Paying Bills.
Buying or Leasing a Car.
Buying or Renting Home or Apartment.
Section 2: How to Pay for Everyday Purchases.
Cash, Bank Accounts, Debit Cards.
Credit and Charge Accounts.
Alternate Forms of Currency – Money Orders, Cashier's and Travelers' Checks.
Gift Cards and Gift Certificates.
Overview: Why People Go into Debt.
Section 1: Types of Loans.
Line of Credit.
Personal and Business Loans.
Student Loan.
Car Loan.
Home Loan/Home Equity Loan.
Payday Loan / Cash Advance.
Debt Consolidation Loan.
Section 2: Lenders.
Credit Unions.
Savings & Loans.
Finance Companies.
Cash Advance Stores.
Section 3: Too Much Debt.
Credit Counseling.
Credit Bureau.
Garnished Wages.
Overview: Saving and Investing Money.
Section 1: Reasons for Saving and Investing.
Financial Planning.
Saving for College.
Retirement Planning.
Section 2: Types of Investment and Savings Options.
Certificates of Deposit, Savings Accounts, Money Markets.
Stocks, Bonds, and Other Securities.
Capital Gains and Losses.
Overview: Insurance and Government Protection.
Section 1: Types of Insurance.
Home Insurance.
Renters Insurance.
Car and Motorcycle Insurance.
Health and Medical Insurance.
Dental and Vision Insurance.
Disability Insurance.
Life Insurance.
Section 2: Government Insurance and Protection Programs.
Medicare and Medicaid.
Food Stamps, Bridge Cards, Temporary Assistance.
Social Security.
Worker's Compensation.
Consumer Credit Protection Act.
Consumer Bill of Rights.
Usury Laws.