Cengage Learning

Personal Finance: An Encyclopedia of Modern Money Management, 1st Edition

  • Barbara Friedberg
  • Published By:
  • ISBN-10: 1440830320
  • ISBN-13: 9781440830327
  • DDC: 332.024003
  • Grade Level Range: 9th Grade - College Senior
  • 403 Pages | eBook
  • Original Copyright 2015 | Published/Released November 2015
  • This publication's content originally published in print form: 2015

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About

Overview

The ideal roadmap to 21st-century financial literacy, this layman's encyclopedia discusses ideas, concepts, events, and people that inform money management and personal finance. It explains the intricacies of things like investing, saving, debt, credit, and mortgages, and it drills down into complexities like the difference between 401(k) and 403(b) retirement plans. Entries invite the reader to explore common financial topics, such as seeking credit counseling, using credit cards, buying a home, and choosing insurance. Issues such as identity theft, derivatives, and taxes are explored as well.

Table of Contents

Front Cover.
Half Title Page.
Title Page.
Copyright Page.
Dedication.
Contents.
Guide to Related Topics.
Preface.
Introduction.
Ideas and Concepts.
1: Accountant.
2: Affordable Care Act.
3: Alimony.
4: Annuity.
5: Asset Allocation.
6: Banking.
7: Bankruptcy.
8: Behavioral Finance.
9: Bonds.
10: Budget.
11: Capital Gains and Capital Losses.
12: Capitalism.
13: Cash.
14: Certificate of Deposit.
15: Checking Account.
16: Commodities.
17: Compound Interest/Return.
18: Condominium.
19: Consumer Credit/Debt.
20: Credit Card.
21: Credit (or Bond) Rating Agency.
22: Credit Report and Reporting Agencies.
23: Credit Score.
24: Credit Union.
25: Currency.
26: Debt.
27: Debt Collection.
28: Debt/Credit Counseling.
29: Deficit.
30: Deflation.
31: Delinquency.
32: Derivatives.
33: Digital Currency.
34: Disability Insurance.
35: Discount Rate.
36: Dividend Income.
37: Estate Planning.
38: Federal Reserve Bank.
39: Financial Advisor.
40: Flexible Saving Account.
41: Gross Domestic Product (GDP) and Gross National Product (GNP).
42: Health Insurance.
43: Hedge Funds.
44: Homeowner's and Renter's Insurance.
45: Human Capital.
46: Identity Theft.
47: Index Mutual Funds.
48: Inflation.
49: Inflation-Protected Investments.
50: Interest Income and Payments.
51: Interest Rates.
52: Investing.
53: Liabilities.
54: Life Insurance.
55: Liquidity.
56: Loans.
57: Margin.
58: Medicaid.
59: Medicare.
60: Money Market Account.
61: Mortgage.
62: Mutual Funds and Exchange-Traded Funds (ETFs).
63: Net Worth.
64: Online Personal Finance.
65: Opportunity Cost.
66: Pension Plans.
67: Portfolio Management.
68: Power of Attorney.
69: Probate.
70: Real Estate.
71: Real Estate Investment Trust (REIT).
72: Rent to Own.
73: Retirement.
74: Retirement Accounts.
75: Risk.
76: Risk Premium.
77: Savings Account.
78: Social Lending or Peer-to-Peer Lending.
79: Social Security.
80: Stock Market.
81: Stocks.
82: Systematic Market Risk.
83: Tax Deferral.
84: Tax Return, Federal.
85: Time Value of Money.
86: Treasury Securities.
87: Umbrella Insurance.
88: Unemployment.
89: U.S. Federal Tax System Overview.
90: Wills and Trusts.
Events.
91: Year 1930s: The Great Depression.
92: Year 1944: Creation of the International Monetary Fund and the World Bank at the Bretton Woods International Conference.
93: Year 1970s to 1980s: Economic Problems and the United States.
94: Year 1987: Stock Market Crash.
95: Year 1989–1991: U.S. Savings and Loan Crisis.
96: Year 1994: North American Free Trade Agreement between Mexico, Canada, and the United States (NAFTA).
97: Year 1997–1998: Asian Financial Crisis.
98: Year 1999: Introduction of the Euro to World Financial Markets.
99: Year 2000: Bursting of the Dot-Com Technology Bubble.
100: Year 2001: Enron, the Failure of Corporate Finance and Governance.
101: Year 2002: Sarbanes-Oxley Act.
102: Year 2003–2011: Iraq War's Impact on the U.S. Economy.
103: Year 2005: Growth of China and India as World Economic Powers.
104: Year 2007–2008: Subprime Housing Crisis and Mortgage Meltdown.
105: Year 2007–2009: Global Recession and Breakdown of Major Wall Street Institutions.
106: Year 2010: Dodd-Frank Wall Street Reform and Consumer Protection Act.
107: Year 2011–2012: European Debt Crisis.
People.
108: Bernanke, Ben S., 14th Chair of the U.S. Federal Reserve Board.
109: Bloomberg, Michael R., American Politician and Businessperson.
110: Bogle, John, Founder of The Vanguard Group.
111: Buffett, Warren, Owner of Berkshire Hathaway Inc..
112: Bush, George W., 43rd President of the United States.
113: Clinton, William, 42nd President of the United States.
114: Geithner, Timothy F., 75th Secretary of the U.S. Treasury.
115: Greenspan, Alan, 13th Chair of the U.S. Federal Reserve Board.
116: Lagarde, Christine, Managing Director, International Monetary Fund.
117: Markowitz, Harry M., Father of Modern Investment Portfolio Theory.
118: Obama, Barack, President of the United States.
119: Paulson Jr., Henry M., 74th U.S. Secretary of the Treasury.
120: Rubin, Robert E., 70th U.S. Secretary of the Treasury.
121: Schapiro, Mary, 29th Chair of the U.S. Securities and Exchange Commission.
122: Shiller, Robert J., 2013 Nobel Laureate in Economics.
123: Siebert, Muriel, First Woman to Own a Seat on the New York Stock Exchange.
124: Volcker, Paul A., 12th Chair of the U.S. Federal Reserve Board.
125: Warren, Elizabeth, Former Special Advisor for the Consumer Financial Protection Bureau.
126: Yellen, Janet, 15th Chair of the U.S. Federal Reserve Board.
Glossary.
Bibliography.
About the Editor and Contributors.
Index.