Managing Your Money and Finances: Getting a Credit Card, 1st Edition

  • Xina M. Uhl
  • Published By: Rosen Young Adult
  • ISBN-10: 150818853X
  • ISBN-13: 9781508188537
  • DDC: 332.7
  • Grade Level Range: 7th Grade - 12th Grade
  • 64 Pages | eBook
  • Original Copyright 2020 | Published/Released November 2019
  • This publication's content originally published in print form: 2020

  • Price:  Sign in for price



Most people today must borrow money to buy a car, a house, or go to college. Borrowing with credit cards is a way of life in the modern world. Readers learn how to make credit work for them instead of falling into long-term debt. This invaluable guide covers secured and unsecured credit, how to calculate interest, understanding statements, choosing the right card, fees, billing cycles, minimum payments, balance transfers, and cash advances. Readers will learn about credit scores and credit reports, whether they are a good credit risk, and how to protect their personal information.

Table of Contents

Front Cover.
Title Page.
Copyright Page.
1: What Is Credit?.
2: Fine Print and Its Effect on You.
3: Taking the Plunge into Credit.
4: Dangers of Credit Cards.
5: Credit Scores and Why They Matter.
6: Protecting Your Credit.
For More Information.
For Further Reading.
About the Authors.
Photo Credits.