Human Resources and Management

Benefits Documents

This Web page contains charts to give you an overview of the medical and dental insurance plans available to Corporate View employees.  Choose a link to learn more.

Medical Insurance Comparison Chart
Dental Insurance Comparison Chart

Medical Insurance Comparison Chart

The following chart provides information about the PPO and HMO options for medical insurance coverage.

Benefit

PPO

HMO

Deductible

None

None

Maximum benefit

$1,000,000 per member

$1,000,000 per member

Copayment maximum

None

$1,250 per member; $2,500 per family unit

Office visits for injury/illness

·        Office visits

·        Office diagnostic x-ray and laboratory services

·        Maternity care

·        $15 copayment if expenses are less than $350

·        You pay 20% if expenses are more than $350

 

·        $15 copayment if expenses are less than $350

·        You pay 20% if expenses are more than $350

 

Office visits for preventive care

·        $500 per member per calendar year

·        Annual vision exam

·        Annual health exam

·        Children’s immunizations

·        Annual hearing exam

 

$15 copayment

·        $15 copayment if expenses are less than $350

·        You pay 20% if expenses are more than $350

Inpatient hospital/physician services

·        Semi-private room

·        Related services/supplies

·        Skilled nursing facility

You pay 20% of the billed charge

You pay 20% of the billed charge

Outpatient services

·        Surgery

·        X-rays and lab work

You pay 20% of the billed charge

You pay 20% of the billed charge

Emergency room care

·        Office

·        Urgent care center

·        Hospital emergency room

·        Ambulance

$50 copayment

·        Office—see office visit for injury or illness above

·        Urgent care center—$25 copayment

·        Hospital ER—$75

·        Ambulance—20% of the billed charge

Mental illness and drug/alcohol services

·        Inpatient—10 days max. per calendar year

·        Outpatient—20 visits per calendar year

You pay 20% of the billed charge

 

 

·        Inpatient—50% of the billed charge

·        Outpatient—$15 copayment for first two visits, $20 for remaining visits

Durable medical equipment

You pay 20% of the billed charge

You pay 50% of the billed charge

Costs for insurance

·        Single

·        Employee plus one

·        Family

 

·        $144

·        $304

·        $448

 

 

·        $132

·        $277

·        $409

           

Dental Insurance Comparison Chart

The following chart provides information about the HMO and PPO options for dental insurance coverage.

Benefit

HMO

PPO

Maximum benefit

$1,000.00

No maximum

Deductible

·        Per person

·        Per family

 

·        $50

·        $150

None

Preventive

·        Routine exams

·        Cleanings

100% paid

100% paid

Basic

·        Fillings

·        Endodontics

·        Extractions

·        Oral surgery

80% paid

Deductible applies

100%  paid

Major

·        Crowns

·        Bridges

·        Dentures

·        Periodontics

50% paid

Deductible applies

50% paid

Orthodontics

50% paid

$1,000 maximum

25% fee reduction

No maximum

Specialists

20-25% discount

20-25% fee reduction

Employee cost

·        Single

·        Employee plus one

·        Family

 

·        $13

·        $24

·        $37

 

·        $21

·        $42

·        $67