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Aplia for Personal Finance 12th Edition

E. Thomas Garman, Raymond E. Forgue

  • Published
Starting At 140.00 See pricing and ISBN options

Overview

Succeed in your course with Aplia's interactive learning system--featuring practice problems with immediate feedback and tools developed specifically for PERSONAL FINANCE, 12th Edition. Aplia has already helped more than a million students succeed in college classes.

Aplia™ significantly improves outcomes and promotes critical thinking by increasing student effort and engagement.

E. Thomas Garman, Professor Emeritus, Virginia Polytechnic Institute and State University

A renowned author, advisor, and academic, Garman is a Fellow and Distinguished Professor Emeritus of Virginia Tech University, where he directed the National Institute for Personal Finance Employee Education. He subsequently founded the Personal Finance Employee Education Foundation. Author of 40 book's and 200 academic research articles, Garman directed several award-winning research studies that link the financial fortunes of employers with the financial health of their employees. Research consistently shows that decreasing employee financial distress and improving personal financial well-being creates better workers. Garman's research has been the most cited in the field for over 20 years. He has worked for a U.S. senator in Washington, D.C., in economic development in West Africa, and for a national non-profit credit counseling organization. He is an elected Distinguished Fellow of both the Association for Financial Counseling and Planning Education and the American Council on Consumer Interests. Garman has served on advisory boards for the Board of Governors of the Federal Reserve System, International Board of Standards and Practices for Certified Financial Planners, American National Standards Institute, National Foundation for Credit Counseling, U.S. Food and Drug Administration, and National Advertising Review Board. His consulting includes work for Profit Sharing/401(k) Council of America, Manulife Financial, AT&T, U.S. Navy, U.S. Army, and U.S. Department of Defense. His work has been featured in hundreds of publications, including USA Today, New York Times, The Washington Post, The Los Angeles Times, and U.S. News & World Report, and he has appeared on National Public Radio and NBC Nightly News.

Raymond E. Forgue, University of Kentucky

Raymond Forgue retired after 28 years as an associate professor in the Department of Family Studies at the University of Kentucky. He served as chair of the department and acting dean of the College of Human Environmental Sciences. Forgue taught various courses in consumer studies, personal finance, and insurance. His professional service has included the presidency of the American Council of Consumer Interests and the Association for Financial Counseling and Planning Education. Since retirement he has continued to write and consult on personal finance education training for the Accredited Financial Counselor certification program, AARP, and other organizations. Forgue serves on the Boards of the Personal Finance Employee Education Foundation and the National Association of Personal Financial Advisors.
Aplia
Aplia is an online learning solution that increases student engagement with automatically graded assignments and detailed explanations.

This Cengage solution can be seamlessly integrated into most Learning Management Systems (Blackboard, Brightspace by D2L, Canvas, Moodle, and more) but does require a different ISBN for access codes. Please work with your Cengage Learning Consultant to ensure the proper course set up and ordering information. For additional information, please visit the LMS Integration site.

Standalone Digital Access — Ultimate Value

Recommended and most popular

  • ISBN-10: 1285849132
  • ISBN-13: 9781285849133
  • Bookstore Wholesale Price $140.00
  • RETAIL $140.00

White Papers, Case Studies, Success Stories

A Busy Professor Discovers the Benefits of Aplia™ and its Impact on Struggling Students

More students master the concepts with Aplia.

Aplia Instructor Testimonial: Jarren Gonzales

Hear how Jarren Gonzales of Orange Coast Community College uses Aplia to build foundational skills.

“I was very engaged; the content in Aplia is useful. The study tools and materials in Aplia most definitely help me feel more prepared. I understood more than I would have otherwise.”

“[Aplia] has facilitated a greater level of meaningful engagement for my students, and has prepared them more effectively to be successful on the TSI Writing exam. Thank you.”

“Aplia helps and encourages the students to do the readings and pay more attention to the information, and it will allow you to bring in more examples and have APPLIED examples.”