eBook Cash & Credit Information for Teens, 2nd Edition

  • Karen Bellenir
  • Published By:
  • ISBN-10: 0780811372
  • ISBN-13: 9780780811379
  • DDC: 332.024008
  • Grade Level Range: 7th Grade - College Senior
  • 406 Pages | eBook
  • Original Copyright 2009 | Published/Released December 2009
  • This publication's content originally published in print form: 2009
  • Price:  Sign in for price




According to a recent survey of teen attitudes about money conducted by the Charles Schwab Corporation, most teens want to learn about budgeting, saving, avoiding debt, and achieving financial independence. Efforts to reach these goals are often thwarted, however, because young adults are unfamiliar with the tools used in money management and they lack hands-on experience. Fewer than one in four teens reported knowing how to use a credit card responsibly, only one in three understood the financial decisions made by their parents, and a mere 14 percent reported any involvement in the process of bill paying or other tasks related to managing their family’s household finances.

Cash and Credit Information for Teens, Second Edition provides an updated look at how teens can earn and manage money. It provides practical information about receiving income, paying taxes, and budgeting. It also discusses choosing appropriate banking services, managing a checking account, using credit and debit cards, making informed shopping decisions, and borrowing money for education or major purchases. A section on avoiding financial pitfalls provides facts about debt-related problems, identity theft, and common financial scams. The book concludes with a list of online money management tools and a directory of resources for additional information.