eBook American Money: American Incomes: Demographics of Who Has Money, 9th Edition

  • Published By:
  • ISBN-10: 1940308321
  • ISBN-13: 9781940308326
  • DDC: 339.220973
  • Grade Level Range: College Freshman - College Senior
  • 450 Pages | eBook
  • Original Copyright 2014 | Published/Released March 2014
  • This publication's content originally published in print form: 2014
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About

Overview

The ninth edition of American Incomes: Demographics of Who Has Money is your map to the changing consumer landscape, exploring and explaining the economic status of Americans in the aftermath of the Great Recession. It looks at household income trends through 2012 by age, household type, race and Hispanic origin, education, region, and work status. It examines trends in the incomes of men and women by a variety of demographic characteristics. It includes an analysis of discretionary income, produced by New Strategist's statisticians specifically for this book. It provides data on the wealth of American households, showing the impact of the Great Recession on household assets and debt. The poverty population is also a focus of American Incomes.

Table of Contents

Front Cover.
Half Title Page.
Title Page.
Copyright Page.
Table of Contents.
Tables.
Illustrations.
Introduction.
1: Household Income.
2: Richest Households Control Large Share of Income.
3: Household Incomes Are Falling.
4: Most Age Groups Have Lost Ground since 2000.
5: Every Household Type Has Seen Its Income Decline.
6: Non-Hispanic Whites Have Lost the Least.
7: Even the College Educated Have Lost Ground.
8: Incomes Fell in Households Large and Small.
9: More Earners Help Stabilize Incomes.
10: Families with Children Are Losing Ground.
11: Working Wives Are Keeping Families Afloat.
12: Northeast Has Fared Better than Other Regions.
13: Many States Have Seen Double-Digit Declines in Median Household Income.
14: Dual-Earner Couples Dominate the Affluent.
15: Married Couples Have the Highest Incomes.
16: Household Income Peaks in the 45-to-54 Age Group.
17: Among Couples, the Middle Aged Have the Highest Incomes.
18: Incomes of Female-Headed Families Are Below Average.
19: Male-Headed Families Have Average Incomes.
20: Women Who Live Alone Have the Lowest Incomes.
21: Incomes Are Low for Men Who Live Alone.
22: Two-Earner Households Have Above-Average Incomes.
23: Married Couples with School-Aged Children Have the Highest Incomes.
24: Dual Earners Are the Majority of Married Couples.
25: Female-Headed Families without Children Have Higher Incomes.
26: Male-Headed Families with Children Have Below-Average Incomes.
27: Household Incomes Rise with Education.
28: Household Incomes Are Highest in New England.
29: Among Blacks, Household Incomes Are Highest in the West.
30: Household Incomes Are Highest in Maryland.
31: Suburban Households Have the Highest Incomes.
32: Men's Income.
33: Men's Incomes Have Shrunk in Almost Every Age Group.
34: Men in Every Racial and Ethnic Group Lost Ground between 2000 and 2010.
35: In Every Region, Men Have Lost Ground since 2000.
36: Men's Earnings Fell between 2000 and 2010.
37: Black Men Earn More than Hispanic Men.
38: College Graduates Lost Ground between 2000 and 2010.
39: Most Occupations Saw Earnings Decline between 2002 and 2010.
40: Income Peaks among Men Aged 45 to 54.
41: Men in the South Have the Lowest Incomes.
42: Men in the Suburbs Have the Highest Incomes.
43: Most Men Have Modest Earnings.
44: Men's Earnings Rise with Education.
45: Education Boosts Earnings of Asian, Black, and Hispanic Men.
46: Men's Earnings Vary Widely by Occupation.
47: Fewer Men Are Receiving Wage or Salary Income.
48: Women's Income.
49: Older Women Made Gains between 2000 and 2010.
50: Incomes of Asian, Hispanic, and Non-Hispanic White Women Are Growing.
51: Women in the Midwest Lost Ground between 2000 and 2010.
52: Earnings of Working Women Have Increased.
53: Non-Hispanic White Women Have Seen the Biggest Gains.
54: Education Does Not Guarantee Earnings Growth.
55: Women in Many Occupations Have Lost Ground.
56: Women Are Closing the Gap.
57: Nine Million Wives Earn More than Their Husbands.
58: Women's Incomes Peak in the 35-to-44 Age Group.
59: Among Women Who Work Full-Time, Incomes Are Highest in the Northeast.
60: Women in Nonmetropolitan Areas Have Lower Incomes.
61: Women Earn Little from Part-Time Work.
62: Women with Professional or Doctoral Degrees Earn the Most.
63: Education Boosts the Earnings of Asian, Black, Hispanic, and Non-Hispanic White Women.
64: Among Women, Lawyers and Doctors Earn the Most.
65: Two-Thirds of Women Receive Wage or Salary Income.
66: Discretionary Income.
67: Discretionary Income Peaks in Middle Age.
68: More than 40 Percent of Households Have No Discretionary Income.
69: Couples with Adult Children at Home Have the Most Discretionary Income.
70: Asian Households Have the Most Discretionary Income.
71: Discretionary Income Is Highest in the Northeast.
72: The College Educated Control Most Discretionary Income.
73: Wealth.
74: Net Worth Fell Sharply during the Great Recession.
75: Financial Asset Values Fell between 2007 and 2009.
76: Nonfinancial Assets Are the Foundation of Household Wealth.
77: Most Households Are in Debt.
78: Many Workers Do Not Have a Retirement Plan.
79: Retirement Worries Are Growing.
80: Poverty.
81: Women Head More than Half of the Nation's Poor Families.
82: Poverty Rates Increased in 2010.
83: More Families with Children Are Slipping into Poverty.
84: Poverty Rate Has Increased since 2000.
85: A Growing Share of Poor People Are Aged 18 to 64.
86: Non-Hispanic Whites Are a Minority of the Poor.
87: Poverty Has Grown in Every Region.
88: Naturalized Citizens Have the Lowest Poverty Rate.
89: The Poverty Rate Has Increased in Most States since 2000.
90: A Growing Share of Poor Lives in the Suburbs.
91: Many of the Poor Have Jobs.
92: Few Households with Two Earners Are Poor.
93: Poverty Rate Is Highest among Families in the South.
94: Poverty Rate Is Highest in the Inner Cities.
95: Non-Hispanic Whites Dominate Elderly Poor.
96: Poverty Rate Varies by Family Status and Age.
97: Few College Graduates Are Poor.
98: Many Young Adult Workers Are Poor.
99: More than One-Fourth of the Nonworking Poor Are Ill or Disabled.
100: Poverty Is Highest in the South.
101: More than 29 Percent of Children in the Nation's Principal Cities Are Poor.
102: More than One-Third of Nation's Poor Live in Four States.
Glossary.
Bibliography.
Index.
Front Cover.
Half Title Page.
Title Page.
Copyright Page.
Table of Contents.
List of Tables.
List of Charts.
Introduction.
1: Household Income.
2: Household Income Trends.
3: Income Inequality Has Grown.
4: Many Households Have Incomes of $100,000 or More.
5: Median Household Income Fell between 2000 and 2012.
6: Every Household Type Lost Ground between 2000 and 2012.
7: Every Racial and Ethnic Group Has Lost Ground.
8: College Graduates Are Losing Ground.
9: Incomes Fell in Households Large and Small.
10: More Earners Did Little to Help Stabilize Incomes.
11: Families with Children Are Losing Ground.
12: Working Wives Are Keeping Families Afloat.
13: Median Household Income Fell in Every Region.
14: Many States Have Seen Double-Digit Percentage Declines in Income.
15: Household Income, 2012.
16: Dual-Earner Couples Dominate the Affluent.
17: Married Couples Have the Highest Incomes.
18: Household Income Peaks in the 45-to-54 Age Group.
19: Among Couples, the Middle Aged Have the Highest Incomes.
20: Incomes of Female-Headed Families Are below Average.
21: Male-Headed Families Have Average Incomes.
22: Women Who Live Alone Have the Lowest Incomes.
23: Incomes Are Low for Men Who Live Alone.
24: Two-Earner Households Have Above-Average Incomes.
25: Married Couples with School-Aged Children Have the Highest Incomes.
26: Dual Earners Are the Majority of Married Couples.
27: Female-Headed Families without Children Have Higher Incomes.
28: Male-Headed Families with Children Have Below-Average Incomes.
29: Household Income Rises with Education.
30: Household Incomes Are Highest in New England.
31: Among Blacks, Household Incomes Are Highest in the West.
32: Suburban Households Have the Highest Incomes.
33: Men's Income.
34: Men's Income Trends.
35: Incomes Have Plummeted Among Men under Age 65.
36: Regardless of Race or Hispanic Origin, Men Lost Ground.
37: In Every Region, Men Have Lost Ground Since 2000.
38: Men's Earnings Fell between 2000 and 2012.
39: Asian Men Have Seen Their Earnings Rise.
40: College Graduates Lost Ground between 2000 and 2012.
41: Men in Most Occupations Have Seen Their Earnings Decline.
42: Men's Income, 2012.
43: Income Peaks among Men Aged 45 to 54.
44: Men in the South Have the Lowest Incomes.
45: Men in the Suburbs Have the Highest Incomes.
46: Most Men Have Modest Earnings.
47: Men's Earnings Rise with Education.
48: Education Boosts Earnings of Asian, Black, Hispanic, and Non-Hispanic White Men.
49: Men's Earnings Vary Widely by Occupation.
50: Most Men Receive Wage or Salary Income.
51: Women's Income.
52: Women's Income Trends.
53: Women's Incomes Were Growing until the Great Recession.
54: The Great Recession Hurt Women in Every Race and Hispanic Origin Group.
55: Women in Every Region Lost Ground between 2007 and 2012.
56: Earnings Have Declined among Women Who Work Full-Time.
57: Among Full-Time Workers, Asian and Non-Hispanic White Women Made Gains.
58: Education Does Not Guarantee Earnings Growth.
59: Women in Most Occupations Have Seen Their Earnings Decline.
60: Women Lost Ground during the Great Recession.
61: Nine Million Wives Earn More than Their Husbands.
62: Women's Income, 2012.
63: Women's Incomes Peak in the 35-to-44 Age Group.
64: Among Women Who Work Full-Time, Incomes Are Highest in the Northeast.
65: Women in Nonmetropolitan Areas Have Lower Incomes.
66: Women Earn Little from Part-Time Work.
67: Women with Professional Degrees Earn the Most.
68: Education Boosts Earnings in Every Race and Hispanic Origin Group.
69: Among Women, Lawyers Earn the Most.
70: Nearly Two-Thirds of Women Receive Wage or Salary Income.
71: Discretionary Income.
72: Discretionary Income Peaks in Late Middle Age.
73: More than 40 Percent of Households Have No Discretionary Income.
74: Married Couples Control Most Discretionary Income.
75: Asian Households Have the Most Discretionary Income.
76: Discretionary Income Is Highest in the Midwest.
77: The College Educated Control Most Discretionary Income.
78: Wealth.
79: Net Worth Has Plunged.
80: Married Couples Have the Greatest Wealth.
81: Non-Hispanic Whites Have the Highest Net Worth.
82: Homes Are the Most Important Asset.
83: Motor Vehicles Are the Most Commonly Owned Asset.
84: Homeownership Boosts the Net Worth of Non-Hispanic Whites.
85: Most Households Are in Debt.
86: Married Couples Have the Biggest Debts.
87: Asians Are Most Likely to Be in Debt.
88: Retirement Worries Are Growing.
89: Poverty.
90: Poverty Trends.
91: Women Head More than Half of the Nation's Poor Families.
92: Family Poverty Increased between 2000 and 2012.
93: Many More Families with Children Are in Poverty.
94: Poverty Rate Has Increased Since 2000.
95: A Growing Share of Poor People Are Aged 18 to 64.
96: Non-Hispanic Whites Are a Minority of the Poor.
97: Poverty Has Grown in Every Region.
98: Naturalized Citizens Have the Lowest Poverty Rate.
99: Poverty Rate Has Increased in Most States since 2007.
100: A Growing Share of the Poor Lives in the Suburbs.
101: Many of the Poor Have Jobs.
102: Poverty, 2012.
103: Few Households with Two Earners Are Poor.
104: Poverty Rate Is Highest among Families in the South.
105: Poverty Rate Is Highest in Central Cities.
106: Non-Hispanic Whites Dominate the Elderly Poor.
107: Poverty Rate Is Highest among Children.
108: Poverty Rate Varies by Family Status and Age.
109: Few College Graduates Are Poor.
110: Many Young-Adult Workers Are Poor.
111: Many of the Nonworking Poor Are Ill or Disabled.
112: Poverty Is Highest in the South.
113: Poverty Is High in Nonmetropolitan Areas.
114: More than One-Third of Nation's Poor Live in Four States.
Glossary.
Bibliography.
Index.