Higher Education

Business Math, 16th Edition

  • Robert Schultheis Glen Carbon, IL
  • Raymond Kaczmarski Detroit Public Schools, Detroit, MI
  • ISBN-10: 053844052X  |  ISBN-13: 9780538440523
  • 688 Pages
  • Previous Editions: 2003, 1997, 1990
  • © 2006 | Published
  • College Bookstore Wholesale Price = $91.75
  • Newer Edition Available



BUSINESS MATH provides comprehensive coverage of personal and business-related mathematics. In addition to reviewing the basic operations of arithmetic, students are prepared to understand and manage their personal finances, as well as grasp the fundamentals of business finances. Basic math skills are covered in a step-by-step manner, building confidence in users before they try it alone. Spreadsheet applications are available on the Data CD and a simulation activity begins every chapter. Chapters are organized into short lessons for ease of instruction and ease of learning.

Features and Benefits

  • NBEA Standards: Covers the competencies defined by NBEA�s National Standards for Business Education.
  • Enhanced Coverage: Increased technology coverage, including Internet research and e-commerce.

Table of Contents

1. Gross Pay. 2. Net Pay. 3. Banking Services. 4. Loans and Credit Cards. 5. Spend Wisely. 6. Own a Home or Car. 7. Insurance and Investments. 8. Business Data Analysis. 9. Business Technologies. 10. Manage People and Inventory. 11. Other Business Costs. 12. Sales and Marketing. 13. Business Profit and Loss. 14. International Business.

What's New

  • National Standards: Aligned with the Jump$tart Coalition for Personal Financial Literacy�s National Standards.


All supplements have been updated in coordination with the main title. Select the main title's "About" tab, then select "What's New" for updates specific to title's edition.

For more information about these supplements, or to obtain them, contact your Learning Consultant.

Instructor Supplements

Instructor's Resource CD-ROM  (ISBN-10: 0538444312 | ISBN-13: 9780538444316)

ExamView®  (ISBN-10: 0538440554 | ISBN-13: 9780538440554)

Instructor's Resource Box  (ISBN-10: 053844231X | ISBN-13: 9780538442312)

List Price = $520.95  | College Bookstore Wholesale Price = $385.75

Instructor's Wraparound Edition  (ISBN-10: 0538440538 | ISBN-13: 9780538440530)

Student Supplements

Workbook  (ISBN-10: 0538440546 | ISBN-13: 9780538440547)

Succeed in the course with this Study Guide for BUSINESS MATH, filled with vocabulary, fill-in-the-blank, true/false, multiple choice, and problem solving questions for each chapter.

List Price = $40.95  | CengageBrain Price = $40.95  | College Bookstore Wholesale Price = $30.50

Data CD-ROM  (ISBN-10: 0538440562 | ISBN-13: 9780538440561)

Interactive study guide template that includes activities and projects used for assessment of chapter topics. Windows/Mac. Site License.

List Price = $213.25  | CengageBrain Price = $213.25  | College Bookstore Wholesale Price = $213.25

Meet the Author

Author Bio

Robert Schultheis

Dr. Robert A. Schultheis has been a high school teacher, a university teacher educator, and a univeristy management information systems faculty member specializing in networking. He is the coauthor of textbooks in both high school business education and college-level information systems. He has retired from Southern Illinois University at Edwardsville but continues to write, consult organizations on information system matters, and maintain web sites for organizations.

Raymond Kaczmarski

Raymond M. Kaczmarski has been involved with business education throughout his career as a high school teacher, a district-wide curriculum administrator, and a university teacher-educator. Although he has retired from the Detroit Public Schools, his interest in education continues through his writing, working with student vocational organizations, and consulting on career-technical education issues.