Higher Education

Contemporary Mathematics for Business and Consumers, 7th Edition

  • Robert Brechner Miami-Dade College
  • George Bergeman Northern Virginia Community College
  • ISBN-10: 1285189752  |  ISBN-13: 9781285189758
  • 816 Pages
  • Previous Editions: 2012, 2009, 2006
  • © 2015 | Published
  • College Bookstore Wholesale Price = $229.50
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About

Overview

Now you can help even your most uncertain students overcome math anxiety and confidently master key mathematical concepts and their business applications with Brechner/Bergeman CONTEMPORARY MATHEMATICS FOR BUSINESS AND CONSUMERS, 7E. This unique modular approach invites students into a successful, interactive learning experience with numerous real-world business examples and integrated teaching technology. Refined and enhanced over seven editions, this text continues to incorporate a proven step-by-step instructional model that allows you and your students to progress together one topic at a time without being intimidated or overwhelmed. This new edition offers a fresh, reader-friendly design with a wealth of revised and engaging learning features that connect the latest business news to chapter topics and provide helpful personal money tips. Students immediately practice concepts to reinforce learning and hone essential skills with this edition's more than 2,000 new, revised, and proven exercises. To further model solution strategies, Jump Start problems introduce each new topic in the section exercise sets and provide a worked-out solution to help students get started. A complete suite of supplemental teaching and learning technology offers the CengageNOW course management system integrated with the exceptional MathCue™ software. Created by text coauthor, George Bergeman, MathCue™ now offers more than 15,000 homework and test questions with complete step-by-step solutions for each problem to provide targeted help and remediation for students. As a result, each assignment provides both assessment and learning. CengageNOW with MathCue™ works with this engaging new edition of CONTEMPORARY MATHEMATICS FOR BUSINESS AND CONSUMERS to give students the support and confidence they need for success in business math today.

Features and Benefits

  • A UNIQUE MODULAR APPROACH DELIVERS STRONG SUPPORT FOR STUDENTS AT ALL SKILL LEVELS. Each chapter is divided into discrete performance objectives. For each objective, the text guides students to mastery by way of a carefully designed learning system that includes these components: (1) a discussion of the topic, (2) a step box clearly describing the solution steps, (3) an example with a complete step-by-step solution, and (4) a Try-It Exercise with solution so that students can immediately test their understanding.
  • SECTION REVIEW EXERCISES IMMEDIATELY REINFORCE LEARNING AND INCLUDE JUMP START PROBLEMS TO HELP STUDENTS GET STARTED. Each new topic set in every Section Review includes a worked-out solution for the first question. Students have the advantage of reviewing this completed problem to help them get started before they continue.
  • SPECIAL FEATURES ENGAGE STUDENTS AND CONNECT BUSINESS MATH TOPICS TO ISSUES AND CONCERNS ENCOUNTERED IN EVERYDAY LIFE AS WELL AS IN BUSNESS SETTINGS. This new edition is reader-driven with a striking visual format designed to appeal to today's student. "Business Math Journal" and "In the Business World" features stimulate student curiosity as they highlight the most current news and statistics related to chapter topics. Numerous captivating real-life examples illustrate each chapter's key concepts, whereas all-new "Dollars and Sense" features provide helpful personal finance and business money tips.
  • BUSINESS DECISION EXERCISES INTEGRATE MULTIPLE CONCEPTS. Business Decision Exercises in each section give students the opportunity to apply multiple concepts within a detailed, realistic business scenario. These proven exercises sharpen students' critical-thinking skills, provide a solid review of topics, and help students see the usefulness of the concepts they are learning.
  • CENGAGENOW WITH MATHCUE™ DELIVERS BOTH ASSESSMENT AND LEARNING FOR ALL HOMEWORK AND TEST ASSSIGNMENTS. This powerful package delivers proven online homework and testing in a full-featured course management system. You can use all of MathCue's more than 15,000 homework and test questions to offer complete step-by-step solutions in the way that best enhances students' learning experience. The package provides precise, targeted help for students as they complete homework, quizzes, and tests. CengageNOW with MathCue™ integrates seamlessly with Blackboard®, WebCT™, and other leading platforms. In addition to the MathCue™ problem sets, this package includes all even-numbered problems from the text as well as the ExamView® test bank questions.
  • EXCEL® EXERCISES INTRODUCE STUDENTS TO SPREADSHEETS AND REINFORCE BUSINESS MATH TOPICS. Exercises provide three levels of difficulty: beginner, intermediate, and advanced. Regardless of students' previous experience with spreadsheets, these realistic business scenarios help them learn about or refine their knowledge of spreadsheets while sharpening their business math skills.

Table of Contents

1. Whole Numbers.
2. Fractions.
3. Decimals.
4. Checking Accounts.
5. Using Equations to Solve Business Problems.
6. Percents and Their Applications in Business.
7. Invoices, Trade and Cash Discounts.
8. Markup and Markdown.
9. Payroll.
10. Simple Interest and Promissory Notes.
11. Compound Interest and Present Value.
12. Annuities.
13. Consumer and Business Credit.
14. Mortgages.
15. Financial Statements and Ratios.
16. Inventory.
17. Depreciation.
18. Taxes.
19. Insurance.
20. Investments.
21. Business Statistics and Data Presentation.

What's New

  • A streamlined design makes it easier for students to focus on key concepts and take advantage of the text's time-tested, potent pedagogy.
  • Numerous problem and example updates reflect current business and economic trends.
  • More powerful than ever, CengageNOW featuring MathCue.Business™ builds on its success with the previous edition and now offers improved integration with Blackboard®, Desire2Learn, and other popular course management systems. Step-by-step solutions to homework and test questions allow students to pinpoint and correct areas of weakness by performing their own error analysis. Every homework, quiz, and test can deliver both assessment and learning.

Learning Resource Bundles

Choose the textbook packaged with the resources that best meet your course and student needs. Contact your Learning Consultant for more information.

Bundle: Text + CengageNOW™, 2 terms Printed Access Card

ISBN-10: 1305367294  | ISBN-13: 9781305367296

List Price = $324.95  | College Bookstore Wholesale Price = $244.50

This Bundle Includes:

  • Contemporary Mathematics for Business and Consumers
    List Price = $304.95  | CengageBrain Price = $304.95  | College Bookstore Wholesale Price = $229.50
  • CengageNOW™, 2 terms Printed Access Card
    List Price = $142.00  | College Bookstore Wholesale Price = $106.50


ePack: CengageNOW Instant Access for Brechner/Bergeman's Contemporary Mathematics for Business and Consumers + CengageNOW Instant Access for Guffey/Seefer's Business English

ISBN-10:  1305423445  | ISBN-13:  9781305423442

List Price = $142.00  | CengageBrain Price = $142.00  | College Bookstore Wholesale Price = $142.00

This Bundle Includes:

  • CengageNOW, 1 term Instant Access
    List Price = $97.00  | CengageBrain Price = $97.00  | College Bookstore Wholesale Price = $97.00
  • CengageNOW™, 1 term Instant Access
    List Price = $132.00  | CengageBrain Price = $132.00  | College Bookstore Wholesale Price = $132.00


Printed Text + CengageNOW Instant Access

ISBN-10:  1305614968 | ISBN-13:  9781305614963

List Price = $318.95  | CengageBrain Price = $318.95  | College Bookstore Wholesale Price = $239.50

This Bundle Includes:

  • Contemporary Mathematics for Business and Consumers
    List Price = $304.95  | CengageBrain Price = $304.95  | College Bookstore Wholesale Price = $229.50
  • CengageNOW™, 1 term Instant Access
    List Price = $132.00  | CengageBrain Price = $132.00  | College Bookstore Wholesale Price = $132.00


Supplements

All supplements have been updated in coordination with the main title. Select the main title's "About" tab, then select "What's New" for updates specific to title's edition.

For more information about these supplements, or to obtain them, contact your Learning Consultant.

Instructor Supplements

Annotated Instructor's Edition  (ISBN-10: 1285837908 | ISBN-13: 9781285837901)

Easily introduce students to today's mathematics concepts as this invaluable Annotated Instructor's Edition provides Classroom Activity suggestions, Teaching Tips located in the margins, and worked-out solutions to all problems and exercises.

Cengage Learning Testing, powered by Cognero Instant Access  (ISBN-10: 1285978730 | ISBN-13: 9781285978734)

CengageNOW™, 1 term Instant Access  (ISBN-10: 1285853865 | ISBN-13: 9781285853864)

With its engaging learning and assessment tools, CengageNOW supports the entire student workflow, from motivation to mastery. For instructors, CengageNOW provides control and customization with the opportunity to tailor the learning experience to improve outcomes.

List Price = $132.00  | CengageBrain Price = $132.00  | College Bookstore Wholesale Price = $132.00

LMS Integrated for CengageNOW™, 1 term Instant Access  (ISBN-10: 1305266811 | ISBN-13: 9781305266810)

With its engaging learning and assessment tools, CengageNOW supports the entire student workflow, from motivation to mastery. For instructors, CengageNOW provides control and customization with the opportunity to tailor the learning experience to improve outcomes.

List Price = $132.00  | CengageBrain Price = $132.00  | College Bookstore Wholesale Price = $132.00

LMS Integrated for CengageNOW™, 2 terms Instant Access  (ISBN-10: 1305266838 | ISBN-13: 9781305266834)

With its engaging learning and assessment tools, CengageNOW supports the entire student workflow, from motivation to mastery. For instructors, CengageNOW provides control and customization with the opportunity to tailor the learning experience to improve outcomes.

List Price = $142.00  | CengageBrain Price = $142.00  | College Bookstore Wholesale Price = $142.00

Student Supplements

CengageNOW with Mathcue, 2 terms (12 months) Instant Access  (ISBN-10: 1305263065 | ISBN-13: 9781305263062)

Have the tools you need to be successful A variety of tools are available in CengageNOW™, all combined in one easy-to-use resource designed to improve your grades. Some resources get you prepared for class and help you succeed on homework, and others show you specific areas where you can work to improve. Stay ahead of the course requirements CengageNOW shows you the path through your course—from first day through finals. Once you know what’s expected, it’s easier to complete your assignments. Gain understanding that stays with you Do well on tests as well as the assignments! Bridge the gap between homework and tests by using CengageNOW to truly understand the material. Self-study and review materials keep you on the right track, to make sure your understanding goes beyond memorization. Set yourself up for better grades Why wonder where you stand? CengageNOW includes trackable assignments and grades. It tells you what to do to improve your grade, and gives you the tools to accomplish it! Student Testimonials: “I love the check your work option. Really, when you’re having a hard time figuring out an answer, sometimes working backwards is the best way to understand conceptually what you’re doing wrong.” - Brad Duncan University of Utah “I liked the videos because they were short enough to teach me and because they were short, I was able to find time to watch them again and again if I did not understand the first time.” - Jennifer Wright Northeast Wisconsin Technical College CTA: Ask your instructor about CengageNOW for this course.

List Price = $142.00  | CengageBrain Price = $142.00  | College Bookstore Wholesale Price = $142.00

CengageNOW™, 1 term Instant Access  (ISBN-10: 1285853865 | ISBN-13: 9781285853864)

Have the tools you need to be successful A variety of tools are available in CengageNOW™, all combined in one easy-to-use resource designed to improve your grades. Some resources get you prepared for class and help you succeed on homework, and others show you specific areas where you can work to improve. Stay ahead of the course requirements CengageNOW shows you the path through your course—from first day through finals. Once you know what’s expected, it’s easier to complete your assignments. Gain understanding that stays with you Do well on tests as well as the assignments! Bridge the gap between homework and tests by using CengageNOW to truly understand the material. Self-study and review materials keep you on the right track, to make sure your understanding goes beyond memorization. Set yourself up for better grades Why wonder where you stand? CengageNOW includes trackable assignments and grades. It tells you what to do to improve your grade, and gives you the tools to accomplish it! Student Testimonials: “I love the check your work option. Really, when you’re having a hard time figuring out an answer, sometimes working backwards is the best way to understand conceptually what you’re doing wrong.” - Brad Duncan University of Utah “I liked the videos because they were short enough to teach me and because they were short, I was able to find time to watch them again and again if I did not understand the first time.” - Jennifer Wright Northeast Wisconsin Technical College CTA: Ask your instructor about CengageNOW for this course.

List Price = $132.00  | CengageBrain Price = $132.00  | College Bookstore Wholesale Price = $132.00

LMS Integrated for CengageNOW™, 1 term Instant Access  (ISBN-10: 1305266811 | ISBN-13: 9781305266810)

Have the tools you need to be successful A variety of tools are available in CengageNOW™, all combined in one easy-to-use resource designed to improve your grades. Some resources get you prepared for class and help you succeed on homework, and others show you specific areas where you can work to improve. Stay ahead of the course requirements CengageNOW shows you the path through your course—from first day through finals. Once you know what’s expected, it’s easier to complete your assignments. Gain understanding that stays with you Do well on tests as well as the assignments! Bridge the gap between homework and tests by using CengageNOW to truly understand the material. Self-study and review materials keep you on the right track, to make sure your understanding goes beyond memorization. Set yourself up for better grades Why wonder where you stand? CengageNOW includes trackable assignments and grades. It tells you what to do to improve your grade, and gives you the tools to accomplish it! Student Testimonials: “I love the check your work option. Really, when you’re having a hard time figuring out an answer, sometimes working backwards is the best way to understand conceptually what you’re doing wrong.” - Brad Duncan University of Utah “I liked the videos because they were short enough to teach me and because they were short, I was able to find time to watch them again and again if I did not understand the first time.” - Jennifer Wright Northeast Wisconsin Technical College CTA: Ask your instructor about CengageNOW for this course.

List Price = $132.00  | CengageBrain Price = $132.00  | College Bookstore Wholesale Price = $132.00

LMS Integrated for CengageNOW™, 2 terms Instant Access  (ISBN-10: 1305266838 | ISBN-13: 9781305266834)

Have the tools you need to be successful A variety of tools are available in CengageNOW™, all combined in one easy-to-use resource designed to improve your grades. Some resources get you prepared for class and help you succeed on homework, and others show you specific areas where you can work to improve. Stay ahead of the course requirements CengageNOW shows you the path through your course—from first day through finals. Once you know what’s expected, it’s easier to complete your assignments. Gain understanding that stays with you Do well on tests as well as the assignments! Bridge the gap between homework and tests by using CengageNOW to truly understand the material. Self-study and review materials keep you on the right track, to make sure your understanding goes beyond memorization. Set yourself up for better grades Why wonder where you stand? CengageNOW includes trackable assignments and grades. It tells you what to do to improve your grade, and gives you the tools to accomplish it! Student Testimonials: “I love the check your work option. Really, when you’re having a hard time figuring out an answer, sometimes working backwards is the best way to understand conceptually what you’re doing wrong.” - Brad Duncan University of Utah “I liked the videos because they were short enough to teach me and because they were short, I was able to find time to watch them again and again if I did not understand the first time.” - Jennifer Wright Northeast Wisconsin Technical College CTA: Ask your instructor about CengageNOW for this course.

List Price = $142.00  | CengageBrain Price = $142.00  | College Bookstore Wholesale Price = $142.00

Meet the Author

Author Bio

Robert Brechner

Robert A. Brechner was Professor Emeritus, School of Business, at Miami Dade College -- the largest multi-campus community college in the country. For 42 years he taught business math, principles of business, marketing, advertising, public relations, management, and personal finance. He was Adjunct Professor at Florida Atlantic University, Boca Raton; International Fine Arts College, Miami; and Florida International University School of Journalism and Mass Communications. He consulted widely with industrial companies. In addition to CONTEMPORARY MATHEMATICS, Professor Brechner authored numerous other successful texts highlighting annuities, management, business math and applied math.

George Bergeman

George Bergeman's teaching career of over 25 years began at a small college in West Africa as a Peace Corps volunteer and continued at Northern Virginia Community College, one of the largest multi-campus colleges in the country. Teaching awards include Faculty Member of the Year honors at his campus. He is the author of numerous software packages that provide targeted and effective support for instruction. His first package was a statistics software/workbook combination published in 1985, and since then, George has developed a variety of software packages to support statistics, calculus, developmental math, finite math, and math of finance. MathCue.Business™ in conjunction with Contemporary Mathematics for Business and Consumers has been a focal point for George Bergeman’s teaching career of over 25 years began at a small college in West Africa as a Peace Corps volunteer and continued at Northern Virginia Community College, one of the largest multi-campus colleges in the country. Teaching awards include Faculty Member of the Year honors at his campus. He is the author of numerous software packages that provide targeted and effective support for instruction. His first package was a statistics software/workbook combination published in 1985, and since then, George has developed a variety of packages to support statistics, calculus, developmental math, finite math, and math of finance. MathCue.Business™ in conjunction with Contemporary Mathematics for Business and Consumers has been a focal point for George for more than 19 years. During that time, he worked closely with Bob Brechner to develop and refine the package, and he co-authored the seventh and eighth editions of the text.

Hear From the Author

Help Struggling Business Math Students Help Themselves

George Bergeman, coauthor of Brechner/Bergeman’s Contemporary Mathematics for Business and Consumers, 7e, shares specific suggestions for instructors to employ to help students learn how to learn.

It includes a time-tested approach to homework and testing that enables students to maximize the benefit they can achieve by performing their own error analyses using CengageNOW featuring MathCue.Business. Learn how this approach helps uncertain students overcome math anxiety and approach problem-solving with the confidence needed to master key concepts and their business applications.