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CengageNOW for Personal Finance 12th Edition

E. Thomas Garman, Raymond E. Forgue

  • Published
  • Previous Editions 2012
Starting At 140.00 See pricing and ISBN options

Overview

With its engaging learning and assessment tools, CengageNOW supports the entire student workflow, from motivation to mastery. For instructors, CengageNOW provides control and customization with the opportunity to tailor the learning experience to improve outcomes.

CengageNOW™ Meets the Needs of All Types of Students

E. Thomas Garman, Professor Emeritus, Virginia Polytechnic Institute and State University

A renowned author, advisor, and academic, Garman is a Fellow and Distinguished Professor Emeritus of Virginia Tech University, where he directed the National Institute for Personal Finance Employee Education. He subsequently founded the Personal Finance Employee Education Foundation. Author of 40 book's and 200 academic research articles, Garman directed several award-winning research studies that link the financial fortunes of employers with the financial health of their employees. Research consistently shows that decreasing employee financial distress and improving personal financial well-being creates better workers. Garman's research has been the most cited in the field for over 20 years. He has worked for a U.S. senator in Washington, D.C., in economic development in West Africa, and for a national non-profit credit counseling organization. He is an elected Distinguished Fellow of both the Association for Financial Counseling and Planning Education and the American Council on Consumer Interests. Garman has served on advisory boards for the Board of Governors of the Federal Reserve System, International Board of Standards and Practices for Certified Financial Planners, American National Standards Institute, National Foundation for Credit Counseling, U.S. Food and Drug Administration, and National Advertising Review Board. His consulting includes work for Profit Sharing/401(k) Council of America, Manulife Financial, AT&T, U.S. Navy, U.S. Army, and U.S. Department of Defense. His work has been featured in hundreds of publications, including USA Today, New York Times, The Washington Post, The Los Angeles Times, and U.S. News & World Report, and he has appeared on National Public Radio and NBC Nightly News.

Raymond E. Forgue, University of Kentucky

Raymond Forgue retired after 28 years as an associate professor in the Department of Family Studies at the University of Kentucky. He served as chair of the department and acting dean of the College of Human Environmental Sciences. Forgue taught various courses in consumer studies, personal finance, and insurance. His professional service has included the presidency of the American Council of Consumer Interests and the Association for Financial Counseling and Planning Education. Since retirement he has continued to write and consult on personal finance education training for the Accredited Financial Counselor certification program, AARP, and other organizations. Forgue serves on the Boards of the Personal Finance Employee Education Foundation and the National Association of Personal Financial Advisors.
CengageNOW
CengageNOWv2 combines the way students use textbooks and online resources to learn, study and complete homework, allowing them to achieve ultimate success in this course in a digital world.

This Cengage solution can be seamlessly integrated into most Learning Management Systems (Blackboard, Brightspace by D2L, Canvas, Moodle, and more) but does require a different ISBN for access codes. Please work with your Cengage Learning Consultant to ensure the proper course set up and ordering information. For additional information, please visit the LMS Integration site.

Standalone Digital Access — Ultimate Value

Recommended and most popular

  • ISBN-10: 1285849191
  • ISBN-13: 9781285849195
  • Bookstore Wholesale Price $140.00
  • RETAIL $140.00

White Papers, Case Studies, Success Stories

Students Speak Out About CengageNOW™v2

The majority of more than 500 students using CengageNOW™v2 responded favorably to questions about their experience.

Ivy Tech Boosts Passing Rates in Accounting with CengageNOW™

CengageNOW™ Generates Immediate Results

Demanding Course Stresses Busy Student Attempting to Learn Difficult Subject Matter

Increased CengageNOW™ Use Results in Higher Exam Scores and Better Outcomes

Commuter Student with Distractions at Home Struggles to Focus on Difficult Concepts

Students Using CengageNOW™ Significantly Outperform Peers Who Do Not

CengageNOW Instructor Testimonial: Kristen Quinn

Hear how Kristen Quinn of Northern Essex Community College uses CengageNOW to help her students develop stronger study skills.

“I liked the videos because they were short enough to teach me and because they were short, I was able to find time to watch them again and again if I did not understand the first time.”

“Interactive learning through CengageNOWv2 is very helpful since it immediately tells you what you got wrong and how to go about solving it so you can learn from your mistakes and then further practice similar problems.”

“The examples and problems used made it easy to understand how things worked in the real world and the business atmosphere.”

“When I switched to CengageNOW in fall 2014, the passing rate jumped more than 11 points to 85.7%, and then to 87.5% in spring 2015. My summer 2015 face-to-face class had eight students, and all of them — 100% — passed.”

“CengageNOW allows students to do their required homework at their own pace, and helps me ensure that they do it. It also gives me a methodology to monitor what they are doing outside of class.”

“CengageNOWv2 helps me move in the direction of keeping the students accountable for their own learning. From my perspective, when students are more accountable (to themselves and me), they are more confident in their ability to master Accounting. Then they are on their way to success in the class.”